Personal Finance curriculum & tutors

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A practical finance curriculum covering budgeting, banking, credit, debt, investing, insurance, taxes, housing, college costs, and financial decision-making.

8 public curriculum units1 tutor availableAlways Free
High school / college / adult financial literacy

Personal Finance curriculum

A practical finance curriculum covering budgeting, banking, credit, debt, investing, insurance, taxes, housing, college costs, and financial decision-making.

Pacing
8 units, 12-24 weeks self-paced
Units
8 unit sequence
Practice
640 checked answers
Support
Self-paced or tutor-guided
Outcomes
  • Build a realistic money plan from income, expenses, goals, and constraints.
  • Use credit, debt, insurance, and investing concepts without getting trapped by bad assumptions.
  • Make financial decisions with tradeoffs, risk, and time horizon stated clearly.

Khan Academy companion links

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Unit sequence

Built for independent progress first, then tutor support where the student gets stuck.

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  1. 01

    Budgeting and cash flow

    • Track income, fixed costs, variable spending, and savings.
    • Use zero-based, envelope, and percentage-based budgeting models.

    Practice: Build a monthly budget with one realistic stress test.

  2. 02

    Banking and emergency funds

    • Compare checking, savings, CDs, fees, and interest.
    • Set an emergency-fund target from actual obligations.

    Practice: Choose a banking setup and justify it using fees, access, and safety.

  3. 03

    Credit scores and borrowing

    • Explain credit reports, utilization, payment history, APR, and amortization.
    • Compare loans by total cost, not payment size only.

    Practice: Analyze two borrowing options and compute the real tradeoff.

  4. 04

    Debt payoff and consumer decisions

    • Use avalanche, snowball, refinancing, and consolidation reasoning.
    • Identify predatory terms and sunk-cost thinking.

    Practice: Create a debt payoff plan with payment order and risk notes.

Need the complete source list and remaining units? Open the full Personal Finance curriculum.

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